Compare indicative FD rates across major Indian banks. Each bank name and the Live rate page link opens the bank's official deposit-rate information so you can verify the latest rate before investing.
| Rank | Bank | Rate | Have FD | Monthly Payout | Annual Interest | Cumulative Value | Rate source |
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Enter or carry forward your fixed FD amount, then choose the customer type, payout frequency and FD tenure. The calculator compares the estimated interest and payout available from each selected bank.
If you already have money available for investment, this fixed deposit calculator helps you estimate how much interest and payout you could receive from that FD amount. Enter the amount, choose the customer category, select a tenure and compare the results across banks.
The FD interest calculator is useful for comparing the expected income from the same deposit at different rates. Even a small difference in the bank's interest rate can change the estimated interest over a longer tenure, so comparing offers can be worthwhile before you open an FD.
Use the bank comparison to compare bank FD rates, estimated interest and payout options for the amount you have available. You can also change the rate manually when you have a current rate from the bank and recalculate the results.
Choose the payout frequency that matches your objective. A periodic payout can provide regular income, while a cumulative or maturity-oriented FD is generally considered when the interest is intended to remain invested until the end of the tenure. The exact calculation and payout method depend on the bank's product terms.
Some banks advertise special fixed deposit periods rather than a round number of years. You can enter a 333-day FD, 444-day FD or 555-day FD or another custom tenure and compare the rate you have verified with the bank.
If you qualify for a senior citizen FD rate, select the relevant customer category before comparing banks. Different banks have different eligibility rules, additional rates and maximum deposit limits, so check the current terms directly with the bank.
Important: Interest rates and product terms can change. The figures shown are indicative estimates, not investment advice. Independently confirm the latest rate and the bank's stability and reliability before investing.
The comparison ranks banks by the estimated interest or selected payout for the amount and tenure you enter.
Yes. Edit the rate in the table and press Recalculate to update the comparison.
Yes. Select the payout frequency you want and press Recalculate to apply the change.
No. Rates shown are based on last available data and are illustrative. Verify the current rate directly with the bank.
Compare fixed deposit interest rates, monthly and quarterly payouts, annual interest and estimated maturity values for your chosen FD amount, bank and tenure.
Have a question about fixed deposits, interest rates, tenure or the calculations? Ask us.